74797 Serrano
29 Palms, CA, 92277
$218,500
MLS: JT26051894
Beds
3
Baths
1
Sq Ft
1,242
Lot
0.20 ac
Year Built
1956
MLS #
JT26051894
Days on Market
33
Listed
Mar 13, 2026
Description
Step into this adorable and beautifully maintained three bedroom one bath home with a versatile bonus room! Offering comfort, charm, and move in ready convenience. This inviting home features fresh new paint throughout, creating a bright and welcoming atmosphere from the moment you walk in. The remodeled bathroom adds a modern touch, while the kitchen showcases gorgeous granite countertops, providing both style and functionality for everyday living. The bonus room offers flexible space. Perfect for a home office, playroom, guest area, or hobby room, or another bedroom. Stay comfortable year round with a new master cool unit and wall air conditioning. Property comes with Newer Roof, Reverse Osmosis system, new blinds, new fridge, new kitchen faucet, and new water heater. This charming home is a wonderful opportunity for buyers looking for comfort, style, and value. Come see this delightful property and make it yours today!!
Location
29 Palms, San Bernardino County, CA 92277
Open on Google Maps ↗Listed by: Tamara Candelaria · Coldwell Banker Roadrunner Realty
Payment estimate
$1,818
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $21,850 · Loan: $196,650
- Principal & Interest
- $1,208
- Property tax (1.25%)
- $228
- Homeowners insurance
- $300
- Mortgage insurance
- $82
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this 29 Palms home with as little as 3.5% down using an FHA loan — roughly $7,648 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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