7516 Ruthburg Way
Bakersfield, CA, 93314
$669,990
Original list price: $748,915
MLS: V1-33996
Beds
4
Baths
3
Sq Ft
2,544
Lot
0.25 ac
Year Built
2025
MLS #
V1-33996
Days on Market
159
Listed
Jan 8, 2026
Description
Price Reduced! Snow Creek New Construction With Owned Solar, Backyard Landscaping and special Builder Incentive! This beautiful home features 4 bedrooms, 2.5 bathrooms, a split wing floor plan with 3 car garage. Large kitchen includes a peninsula island, farmhouse sink, stainless steel appliances, double ovens, pantry, and quartz countertops throughout. Luxury Vinyl flooring in living areas. Luxurious Primary suite with a separate tub and shower, dual sinks, and 2 walk-in closets. Laundry Room includes a sink and extra cabinets. White cabinets throughout, fireplace, stone accents on exterior, sliding glass door which leads to the large covered patio and block wall surround. All of this on approx. 10,890 sq. ft. lot with paid solar! Don't miss this incredible opportunity!
Location
Bakersfield, Kern County, CA 93314
Open on Google Maps ↗Listed by: Suzanne Munger · Scott Rivera Real Estate Team
Payment estimate
$5,068
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $66,999 · Loan: $602,991
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,819
- Property tax (1.25%)
- $698
- Homeowners insurance
- $300
- Mortgage insurance
- $251
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $23,450 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Bakersfield, CA 93314 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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