7516 Ruthburg Way
Bakersfield, CA, 93314
$689,990
MLS: V1-33996
Beds
4
Baths
3
Sq Ft
2,544
Lot
0.25 ac
Year Built
2025
MLS #
V1-33996
Days on Market
98
Listed
Jan 8, 2026
Description
Snow Creek New Construction With Owned Solar! This beautiful home features 4 bedrooms, 2.5 bathrooms, a split wing floor plan with 3 car garage. Large kitchen includes a peninsula island, farmhouse sink, stainless steel appliances, double ovens, pantry, and quartz countertops throughout. Luxury Vinyl flooring in living areas. Luxurious Primary suite with a separate tub and shower, dual sinks, and 2 walk-in closets. Laundry Room includes a sink and extra cabinets. White cabinets throughout, fireplace, stone accents on exterior, sliding glass door which leads to the large covered patio and block wall surround. All of this on approx. 10,890 sq. ft. lot with paid solar! Interior Photos are not of subject property. Photos are of a home with the same floorplan. Finishes may be different. Contact for more details! Three photos have been virtually staged.
Location
Bakersfield, Kern County, CA 93314
Open on Google Maps ↗Listed by: Suzanne Munger · Scott Rivera Real Estate Team
Payment estimate
$5,093
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $68,999 · Loan: $620,991
- Principal & Interest
- $3,815
- Property tax (1.25%)
- $719
- Homeowners insurance
- $300
- Mortgage insurance
- $259
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $24,150 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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