Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

764 Fern Road

Lake Arrowhead, CA, 92385

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$939,000

MLS: IG26025963

Beds

3

Baths

3

Sq Ft

2,447

Lot

0.97 ac

Year Built

1980

MLS #

IG26025963

Days on Market

55

Listed

Feb 4, 2026

Description

Off-The-Beaten-Path find this Completely Remodeled 2-Story Dramatic Beauty in Coveted Skyforest offering Supreme Privacy located just minutes from SkyPark and Lake Arrowhead Village! This Residence boasts 2,447 Sqft of Detailed Quality Upgrades inclusive of Tile, Stone, Hardwood Flooring, Dual Entry Access Areas, Expansive Outdoor Deck Entertaining Areas, Detached One Bedroom Guest House/ADU Unit complete with Kitchen, Bath with Stack Washer and Dryer, Detached 2-Car Garage with Firewood and Storage Area below, all set on a Private Wooded 42,420 Sqft Lot. Upper Level Main Level Features: Vaulted Wood Beamed Cathedral Ceiling Skylight lit Living Room with Wood Burning Rock Fireplace combo Open Dining Area that seats 12, Opens to Rock Wall Kitchen with Center Isle with Kitchen-Aid Appliances, Tiled Formal Entry that doubles as Storage and Pantry Area, Primary Bedroom and Bath with walk-in Tiled Shower. Lower-Level Features: 2 Guest Bedrooms one of which is Ensuite, Large Family/Game Room, Utility Closet with Side-by-Side Washer and Dryer. Both Levels of the home have access to Private Decking Areas. The photos speak volumes come make it yours!

Location

Lake Arrowhead, San Bernardino County, CA 92385

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Listed by: KEITH BINKLEY · MOUNTAIN COUNTRY REALTY, INC.

Payment estimate

$6,823

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $93,900 · Loan: $845,100

%
Principal & Interest
$5,192
Property tax (1.25%)
$978
Homeowners insurance
$300
Mortgage insurance
$352
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $32,865 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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