PendingSingleFamilyResidence

7677 Mono Rd

Phelan, CA, 92371

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$499,999

MLS: CV26048736

Beds

4

Baths

3

Sq Ft

3,521

Lot

1.94 ac

Year Built

2007

MLS #

CV26048736

Days on Market

15

Listed

Mar 5, 2026

Description

PAID OFF SOLAR !!!! Welcome to peaceful High Desert living in Phelan! Situated on 1.9 acres of land, this 3,521 sqft single-level 4 bedroom, 3 bathroom home offers the perfect blend of comfort, privacy, and wide-open space. Inside, you'll find a functional layout designed for everyday living, featuring generous bedrooms, multiple bathrooms for convenience, and a spacious laundry room that adds practicality to the home. The expansive lot provides endless possibilities. Bring your RV, toys, animals, or build the outdoor setup you've always wanted. With nearly two acres, there’s plenty of room for additional structures, a workshop, or simply enjoying the quiet desert, rural landscape and beautiful open skies. Whether you're looking for more space, a peaceful lifestyle, or a property with room to grow, this home delivers the opportunity to create your ideal High Desert retreat.

Location

Phelan, San Bernardino County, CA 92371

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Listed by: Jesikah Alvarado · PAK HOME REALTY

Payment estimate

$3,773

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $50,000 · Loan: $449,999

%
Principal & Interest
$2,765
Property tax (1.25%)
$521
Homeowners insurance
$300
Mortgage insurance
$187
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $17,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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