7705 Gallup
Bakersfield, CA, 93309
$375,000
MLS: OC26082011
Beds
3
Baths
2
Sq Ft
1,250
Lot
0.15 ac
Year Built
1983
MLS #
OC26082011
Days on Market
2
Listed
Apr 16, 2026
Description
Welcome to this well-designed Southwest Bakersfield home offering 3 bedrooms, 1.75 baths & a 2-car garage. Vaulted ceilings create an open, spacious feel, while the living room with a brick fireplace provides a comfortable place to relax or gather. The dining area connects seamlessly to a functional kitchen with ample cabinet space & everyday usability. The primary suite features direct backyard access, a walk-in closet & a private bath. Additional bedrooms offer flexibility for a variety of needs. Recent updates include a new Carrier HVAC unit installed February 2025, ensuring year-round comfort and efficiency. Outside, the backyard showcases mature landscaping with space to enjoy, entertain, or personalize. Conveniently located near shopping, dining, parks & notable schools, this home offers a balanced blend of comfort, function & accessibility in a desirable Southwest location.
Location
Bakersfield, Kern County, CA 93309
Open on Google Maps ↗Listed by: Cecilia Clark · Emerge Real Estate
Payment estimate
$2,905
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $37,500 · Loan: $337,500
- Principal & Interest
- $2,074
- Property tax (1.25%)
- $391
- Homeowners insurance
- $300
- Mortgage insurance
- $141
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $13,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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