78 Gaviota
Avalon, CA, 90704
$1,500,000
MLS: SB25261555
Beds
2
Baths
2
Sq Ft
1,660
Lot
18.52 ac
Year Built
1991
MLS #
SB25261555
Days on Market
144
Listed
Nov 24, 2025
Description
Stunning two-level Hamilton Cove Villa with an ocean view from every room! This 2BR/2BA villa offers approximately 1,660 sq. ft. of well-designed living space within the desirable Hamilton Cove gated community. The main level features a spacious entry with a storage closet, leading to a fully equipped kitchen with original tile, mahogany cabinetry, and a bar-height breakfast counter. A designated dining area with built-in cabinetry sits just off the kitchen. The living room has abundant natural light through wood-trim windows and double French doors that open to a private balcony offering an unparalleled view of both the ocean and the cove. Additionally, the living room has a queen sleeper sofa and plenty of room for relaxing and entertaining. A pocket door provides privacy for the main-level bedroom, or can be opened for a flowing abmiance. This bedroom includes 2 mirrored closets and French doors to the balcony. The main-level has a three-quarter bath with tiled counters, an adjacent laundry closet has washer, dryer and storage for convenience. A staircase from the entry leads to the lower-level primary suite, with French doors to private balcony, and additional private access to/from the property. The spacious "spa like" bathroom features a double vanity, soaking tub, and a separate shower and water closet. The villa is tastefully furnished and includes a Yamaha golf cart. Hamilton Cove amenities include a heated pool and spa, fitness center, 18-hole putting course, croquet court, sand volleyball court, pier, dock, some moorings and a beach area with built-in BBQs and picnic tables. HOA dues apply.
Location
Avalon, Los Angeles County, CA 90704
Open on Google Maps ↗Listed by: Sarah Jones · Catalina Realtors
Payment estimate
$10,720
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $150,000 · Loan: $1,350,000
- Principal & Interest
- $8,295
- Property tax (1.25%)
- $1,563
- Homeowners insurance
- $300
- Mortgage insurance
- $563
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Avalon home with as little as 3.5% down using an FHA loan — roughly $52,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Avalon, CA 90704 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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