7848 Elm Street
Highland, CA, 92410
$679,000
MLS: TR25262172
Beds
6
Baths
3
Sq Ft
2,323
Lot
0.22 ac
Year Built
1945
MLS #
TR25262172
Days on Market
147
Listed
Nov 18, 2025
Description
Exceptional multi-unit property with significant income potential! The main residence is a charming and spacious 4-bedroom, 2-bathroom home. Additionally, the property includes two highly desirable separate living spaces: a permitted attached studio with a kitchenette, and a large, detached guest house. The detached unit (guest house) features a complete setup with 1 bedroom, 1 full bathroom, a kitchen, and a living room, it's own private entrance and separate large back yard. This unique layout provides ultimate flexibility for rental income, multi-generational housing, or dedicated private workspaces.
Location
Highland, San Bernardino County, CA 92410
Open on Google Maps ↗Listed by: Maribel Flores · Homequest Real Estate
Payment estimate
$5,017
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $67,900 · Loan: $611,100
- Principal & Interest
- $3,755
- Property tax (1.25%)
- $707
- Homeowners insurance
- $300
- Mortgage insurance
- $255
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Highland home with as little as 3.5% down using an FHA loan — roughly $23,765 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See San Bernardino, CA 92410 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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