$279,999
MLS: 25008084
Beds
3
Baths
2
Sq Ft
1,715
Lot
0.22 ac
Year Built
1990
MLS #
25008084
Days on Market
260
Listed
Oct 18, 2025
Description
Welcome to this beautifully maintained single-story residence, perfectly blending desert charm with modern efficiency. The exterior boasts a stylish contemporary design with red trim accents, solar panels for energy savings, and a low-maintenance yard, ideal for those who appreciate beauty without the upkeep. Step inside to a bright and inviting living area filled with natural light from large picture windows. The space features rich wood-style flooring, and an open, airy layout perfect for relaxation or entertaining. Thoughtful touches and abundant greenery give this home a warm, welcoming ambiance. RECENT UPGRADES includes new HVAC and roof. Additional highlights include are an attached two-car garage, a fully fenced front yard, and a water softener system for improved water quality throughout the home. This property is the perfect blend of comfort, efficiency, and desert living ready for you to move in and make it your own. Come see it today!
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Raul Toledo · Century 21 Masters
Payment estimate
$2,234
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $28,000 · Loan: $251,999
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,596
- Property tax (1%)
- $233
- Homeowners insurance
- $300
- Mortgage insurance
- $105
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
California City, CA in context
California City is the third-largest city in California by land area but one of the smallest by population — which is exactly what makes it interesting. Entry prices are the lowest in the region, land is plentiful and cheap, and many investors buy both finished homes and raw lots here. The Galileo Hill / Central Park area is the most established residential pocket; everything north of there is wide-open desert. If you’re hunting for value or a long-hold land play, this is the AV’s best opportunity zone. If you are evaluating homes in California City, Mike Watson lives and works the California City market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $9,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing+
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See California City, CA 93505 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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