7954 Thoroughbred
Rancho Cucamonga, CA, 91701
$1,699,910
MLS: IV26063107
Beds
5
Baths
3
Sq Ft
4,049
Lot
0.52 ac
Year Built
1981
MLS #
IV26063107
Days on Market
26
Listed
Mar 23, 2026
Description
Welcome to one of the most exceptional properties in the highly sought-after Thoroughbred Christmas Light Street of Alta Loma! Situated on one of the largest homesites in the neighborhood, this expansive 5-bedroom, 3-bathroom home offers 4,049 square feet of living space on an impressive 22,500 square foot lot, combining space, functionality, and incredible outdoor living. From the moment you arrive, you’ll appreciate the pride of ownership. Inside, the home features tile flooring, dual pane windows, and a spacious, well-designed layout ideal for both everyday living and entertaining. The expanded kitchen offers ample space for cooking and gathering, while the expanded primary suite includes a retreat area and a generously enlarged walk-in closet, creating a true private sanctuary. This home has been significantly enhanced over the years, including the addition of two extra bedrooms, making it ideal for larger households, multi-generational living, or flexible work-from-home needs. Major system upgrades include dual AC units (east side replaced in 2001 and west side in 2024), a newer water heater, newer thermostats, and a new garage door motor installed last year, providing comfort and efficiency. Step outside to your own private resort-style backyard—perfect for entertaining and enjoying Southern California living at its finest. The grounds feature a sparkling in-ground pool and spa with updated equipment (2021) and a new pool filter (2025), a custom outdoor BBQ island, and a palapa that creates a true vacation-style atmosphere. The property also includes a detached storage workshop/shed, ideal for hobbies, storage, or workspace needs, currently being used for Christmas Light storage. Mature fruit trees and lush landscaping enhance the beauty and functionality of this expansive lot. Enjoy breathtaking mountain views by day and stunning city light views by night, offering a truly picturesque setting year-round. A 3-car garage adds convenience and additional storage. Located in one of Alta Loma’s most beloved neighborhoods and—famous for its holiday charm and community pride—this is a rare opportunity to own a home that offers size, upgrades, location, and lifestyle all in one.
Location
Rancho Cucamonga, San Bernardino County, CA 91701
Open on Google Maps ↗Listed by: MICHAEL MUCINO · CAMDEN MCKAY REALTY
Payment estimate
$12,108
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $169,991 · Loan: $1,529,919
- Principal & Interest
- $9,400
- Property tax (1.25%)
- $1,771
- Homeowners insurance
- $300
- Mortgage insurance
- $637
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $59,497 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Rancho Cucamonga, CA 91701 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.