8038 Hemlock Avenue
California City, CA, 93505
$249,900
MLS: 26003039
Beds
4
Baths
2
Sq Ft
1,744
Lot
0.23 ac
Year Built
1958
MLS #
26003039
Days on Market
9
Listed
Apr 16, 2026
Description
Spacious 1,744 sq ft single-story home featuring 4 bedrooms, 1 3/4 bath, oversized 3 car workshop with a paid-off solar system located on a 10,018 sq ft lot . This property also includes a comfortable living room, bonus room, and a dedicated storage space--providing plenty of flexibility for a variety of needs. Circular concreted driveway A standout feature is the oversized detached 3-car workshop, complete with 2 14 ft roll-up garage doors and RV access perfect for hobbyists, extra storage, or a dedicated workspace. The expansive lot showcases extensive concrete work, offering ample room for parking, recreational vehicles, or outdoor projects with minimal upkeep.
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Cameron Meister · RE/MAX Clearview
Payment estimate
$1,984
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $24,990 · Loan: $224,910
- Principal & Interest
- $1,382
- Property tax (1%)
- $208
- Homeowners insurance
- $300
- Mortgage insurance
- $94
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $8,747 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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