806 W Spruce Street
Compton, CA, 90220
$569,000
MLS: MB26030126
Beds
3
Baths
1
Sq Ft
960
Lot
0.09 ac
Year Built
1923
MLS #
MB26030126
Days on Market
68
Listed
Feb 9, 2026
Description
This charming 3-bedroom, 1-bathroom home blends comfort, functionality, and exciting potential. Thoughtfully upgraded with recessed lighting and double-pane windows, the space feels bright, inviting, and move-in ready. Situated on a commercially zoned lot—while still surrounded by predominantly residential homes—this property offers a unique opportunity for influencers, entrepreneurs, and business owners to seamlessly live and work in one place. The lot allows for the potential to create a separate unit in the rear, with space to accommodate up to six vehicles. This flexibility makes it ideal to live in one unit while operating your business from the other. The property features garage parking along with a long, convenient driveway, providing space for multiple cars. The spacious backyard is perfect for entertaining, weekend barbecues, or enjoying a morning coffee, complete with a concrete area that can also be used for additional parking if needed. Located near General Benjamin O. Davis Jr. Middle School and Clarence A. Dickison Elementary School, this home offers the everyday convenience of being within close proximity to local schools, helping make daily routines simple and connected.
Location
Compton, Los Angeles County, CA 90220
Open on Google Maps ↗Listed by: SAMANTHA SALDANA · CENTURY 21 REALTY MASTERS
Payment estimate
$4,253
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $56,900 · Loan: $512,100
- Principal & Interest
- $3,146
- Property tax (1.25%)
- $593
- Homeowners insurance
- $300
- Mortgage insurance
- $213
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Compton home with as little as 3.5% down using an FHA loan — roughly $19,915 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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