ActiveSingleFamilyResidence

810 Villa Grove Avenue

Big Bear City, CA, 92314

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$819,000

MLS: OC25266224

Beds

5

Baths

4

Sq Ft

2,346

Lot

0.14 ac

Year Built

2025

MLS #

OC25266224

Days on Market

138

Listed

Nov 26, 2025

Description

***Brand new*** Custom build home in the desirable neighborhood of upper Moonridge. Minutes away from skiing, golfing, the Village, and zoo. 5 bedrooms and 3.5 bathrooms make this an ideal family home or high rental income potential investment property. Loft with powder room over the garage can be used as an extra living room, game room, or large bedroom. Kitchen/Dining/Living room features gas fireplace, abundant natural light, high Pine ceiling, and deck with nature/mountain view. Decking is durable and low-maintenance Trex material. Deck has gas line for BBQ. Large primary bedroom has walk-in closet and private covered deck. Waterproof laminate flooring throughout and tile bath floors. Home is prewired for future 220 volt needs including EV charger. High-quality garage epoxy floor. Custom window blinds throughout. Large extra storage space under garage. Must see to appreciate this unique opportunity!

Location

Big Bear City, San Bernardino County, CA 92314

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Listed by: Sally Guo · Loyal Property

Payment estimate

$5,989

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $81,900 · Loan: $737,100

%
Principal & Interest
$4,529
Property tax (1.25%)
$853
Homeowners insurance
$300
Mortgage insurance
$307
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Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $28,665 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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