813 Cedar Lane
Sugarloaf, CA, 92386
$180,000
MLS: IG26055770
Beds
1
Baths
1
Sq Ft
532
Lot
0.05 ac
Year Built
1971
MLS #
IG26055770
Days on Market
9
Listed
Mar 23, 2026
Description
Charming vintage cabin nestled in a peaceful, wooded setting, offering the perfect opportunity for a fixer-upper or weekend retreat. This 1-bedroom, 1-bath home features exposed wood-beam ceilings, warm wood-paneled walls, and an inviting open living space filled with rustic character. The cozy living area is highlighted by a mid-century wood-burning fireplace, creating a perfect focal point for relaxing mountain evenings. The kitchen and dining area offer a functional layout with vintage charm, ready for your personal touch. The bedroom provides direct access to a private deck overlooking the natural surroundings—ideal for enjoying fresh air and tranquil views. Surrounded by mature trees, this property offers privacy and a serene atmosphere. Nine houses away from the National Forest.
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: Alicia Hernandez · Alta Realty Group
Payment estimate
$1,550
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $18,000 · Loan: $162,000
- Principal & Interest
- $995
- Property tax (1.25%)
- $188
- Homeowners insurance
- $300
- Mortgage insurance
- $68
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $6,300 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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