813 S Spruce Street
Montebello, CA, 90640
$1,049,000
MLS: GD26016665
Beds
3
Baths
3
Sq Ft
1,827
Lot
0.17 ac
Year Built
1948
MLS #
GD26016665
Days on Market
64
Listed
Feb 10, 2026
Description
This beautifully updated, fully furnished, one-of-a-kind home in Montebello offers 3 spacious bedrooms and 3 modern bathrooms within 1,827 square feet of comfortable living space—perfect for families or anyone seeking style and functionality. The property features recessed lighting throughout, creating a bright and inviting atmosphere, along with a fully updated, tastefully renovated kitchen and bathrooms that reflect modern design and quality craftsmanship. A contemporary fireplace adds warmth and elegance to the main living area, while sleek, modern-style gates enhance both privacy and curb appeal. Step outside to enjoy a sparkling pool, a beautifully designed backyard sitting area, and a built-in barbecue, ideal for entertaining and relaxing year-round. The upgraded attached garage, which can ideally be converted into an ADU, adds exceptional flexibility, convenience, and future income potential. Completing this offering is a move-in-ready residence that blends modern comfort with timeless appeal in a highly desirable neighborhood.
Location
Montebello, Los Angeles County, CA 90640
Open on Google Maps ↗Listed by: Tereza Toramanyan · Coldwell Banker Hallmark
Payment estimate
$7,587
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $104,900 · Loan: $944,100
- Principal & Interest
- $5,801
- Property tax (1.25%)
- $1,093
- Homeowners insurance
- $300
- Mortgage insurance
- $393
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Montebello home with as little as 3.5% down using an FHA loan — roughly $36,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Montebello, CA 90640 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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