81371 Garden
29 Palms, CA, 92277
$180,000
MLS: JT25264921
Beds
3
Baths
1
Sq Ft
1,240
Lot
5.00 ac
Year Built
1960
MLS #
JT25264921
Days on Market
137
Listed
Nov 21, 2025
Description
Escape to your own high-desert retreat in Wonder Valley! This charming 3-bedroom, 1-bath home sits on 5 expansive acres, offering ample space, privacy, and uninterrupted mountain views. The open floor plan creates a bright and inviting atmosphere, centered around a cozy fireplace perfect for cool desert evenings. The property is fenced, making it ideal for pets, projects, or simply peace of mind. A detached garage/workshop provides excellent storage and workspace for hobbies, gear, or creative endeavors. Whether you're seeking a full-time residence, weekend getaway, or investment opportunity, this Wonder Valley gem blends comfort with the wide-open spirit of 29 Palms desert living. Come experience the quiet, the stars, and the endless potential this property has to offer.
Location
29 Palms, San Bernardino County, CA 92277
Open on Google Maps ↗Listed by: April Bryant · Tri-Valley Realty
Payment estimate
$1,550
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $18,000 · Loan: $162,000
- Principal & Interest
- $995
- Property tax (1.25%)
- $188
- Homeowners insurance
- $300
- Mortgage insurance
- $68
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this 29 Palms home with as little as 3.5% down using an FHA loan — roughly $6,300 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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