ActiveSingleFamilyResidence

818 Terrace Road

San Bernardino, CA, 92410

1 / 44View all 44 photos

$599,000

MLS: IV26076229

Beds

3

Baths

2

Sq Ft

1,916

Lot

0.16 ac

Year Built

1983

MLS #

IV26076229

Days on Market

8

Listed

Apr 10, 2026

Description

Welcome to this beautifully renovated 3-bedroom, 2-bathroom single-family home, ideally situated on a spacious corner lot in North West San Bernardino, just minutes from the Rialto border and located within the Rialto School District. Perched in an elevated position on Terrace Rd., this property offers stunning front yard views of the canyon below, surrounding mountains, and twinkling city lights. Step inside to discover a thoughtfully updated interior featuring new laminate flooring throughout the main living areas, plush new carpet in the bedrooms, and stylish tile flooring in the bathrooms. The home has been refreshed with new interior and exterior paint, modern light fixtures, all new windows and sliders as well as recessed lighting that creates a bright and inviting atmosphere. The kitchen and living spaces are complemented by brand-new stainless-steel appliances, updated plumbing fixtures, and a functional layout designed for comfortable everyday living. Both bathrooms have been upgraded, including a new double-sink vanities with updated countertops and refreshed finishes. Major system upgrades provide peace of mind, including a new HVAC system, new water heater, dual-pane windows, a new patio doors, and a new roof layer. Additional improvements include new interior and exterior doors, closet doors, and a new garage door. Outside, the large corner lot offers added privacy and versatility, with RV parking, refreshed landscaping, irrigation, lush green lawn in front and back and a gated large side yard—perfect for outdoor enjoyment or future possibilities. Conveniently located near shopping, dining, and commuter routes, this move-in-ready home combines modern upgrades, scenic views, and a prime location. Don’t miss this exceptional opportunity!

Location

San Bernardino, San Bernardino County, CA 92410

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Listed by: FIDEL DELGADILLO · Elevate Real Estate Agency

Payment estimate

$4,461

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $59,900 · Loan: $539,100

%
Principal & Interest
$3,312
Property tax (1.25%)
$624
Homeowners insurance
$300
Mortgage insurance
$225
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $20,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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