818 Terrace Road
San Bernardino, CA, 92410
$599,000
MLS: IV26076229
Beds
3
Baths
2
Sq Ft
1,916
Lot
0.16 ac
Year Built
1983
MLS #
IV26076229
Days on Market
8
Listed
Apr 10, 2026
Description
Welcome to this beautifully renovated 3-bedroom, 2-bathroom single-family home, ideally situated on a spacious corner lot in North West San Bernardino, just minutes from the Rialto border and located within the Rialto School District. Perched in an elevated position on Terrace Rd., this property offers stunning front yard views of the canyon below, surrounding mountains, and twinkling city lights. Step inside to discover a thoughtfully updated interior featuring new laminate flooring throughout the main living areas, plush new carpet in the bedrooms, and stylish tile flooring in the bathrooms. The home has been refreshed with new interior and exterior paint, modern light fixtures, all new windows and sliders as well as recessed lighting that creates a bright and inviting atmosphere. The kitchen and living spaces are complemented by brand-new stainless-steel appliances, updated plumbing fixtures, and a functional layout designed for comfortable everyday living. Both bathrooms have been upgraded, including a new double-sink vanities with updated countertops and refreshed finishes. Major system upgrades provide peace of mind, including a new HVAC system, new water heater, dual-pane windows, a new patio doors, and a new roof layer. Additional improvements include new interior and exterior doors, closet doors, and a new garage door. Outside, the large corner lot offers added privacy and versatility, with RV parking, refreshed landscaping, irrigation, lush green lawn in front and back and a gated large side yard—perfect for outdoor enjoyment or future possibilities. Conveniently located near shopping, dining, and commuter routes, this move-in-ready home combines modern upgrades, scenic views, and a prime location. Don’t miss this exceptional opportunity!
Location
San Bernardino, San Bernardino County, CA 92410
Open on Google Maps ↗Listed by: FIDEL DELGADILLO · Elevate Real Estate Agency
Payment estimate
$4,461
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $59,900 · Loan: $539,100
- Principal & Interest
- $3,312
- Property tax (1.25%)
- $624
- Homeowners insurance
- $300
- Mortgage insurance
- $225
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $20,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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