820 E D
Ontario, CA, 91764
$659,000
MLS: IV26119530
Beds
2
Baths
2
Sq Ft
940
Lot
0.14 ac
Year Built
1953
MLS #
IV26119530
Days on Market
0
Listed
Jun 2, 2026
Description
Duplex in the Heart of Ontario – Excellent Investment or Owner-Occupant Opportunity! Great opportunity to own a well-maintained duplex in the desirable City of Ontario, conveniently located near shopping centers, dining, schools, and with easy access to major freeways, just minutes from Downtown Ontario. Both units have been recently updated and feature fresh interior paint, newer kitchen cabinets with elegant quartz countertops, and include appliances such as gas cooktop, gas oven, and refrigerator. The units also offer updated bathrooms, laminate flooring throughout, and energy-efficient mini-split systems for heating and cooling. One unit is currently tenant-occupied, providing immediate rental income, while the second unit is vacant and ready for an owner-occupant or additional rental opportunity. The property also benefits from rear alley access, offering added convenience and potential for future expansion, including the possibility of adding an ADU (Accessory Dwelling Unit) — buyer to verify with the city. Perfect for investors looking to add to their portfolio or buyers seeking to live in one unit and rent the other.
Location
Ontario, San Bernardino County, CA 91764
Open on Google Maps ↗Listed by: NOE RODRIGUEZ · GOLDEN DREAMS REALTY
Payment estimate
$4,990
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $65,900 · Loan: $593,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,757
- Property tax (1.25%)
- $686
- Homeowners insurance
- $300
- Mortgage insurance
- $247
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $23,065 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ontario, CA 91764 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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