820 Temple Avenue
Long Beach, CA, 90804
$1,199,000
MLS: SB26031448
Beds
4
Baths
4
Sq Ft
1,724
Lot
0.12 ac
Year Built
1922
MLS #
SB26031448
Days on Market
58
Listed
Feb 16, 2026
Description
An exceptional investment opportunity in the heart of the Rose Park Historic District! This beautifully updated SFH and Duplex blends timeless Craftsman charm with modern upgrades throughout. The front home is a beautiful Craftsman residence featuring 2 bedrooms, a den, and 2 stylish bathrooms with gorgeous flooring, central heat and A/C, and a spacious, private enclosed patio—perfect for relaxing or entertaining. Tucked behind the main house are two side-by-side studio units, each opening onto a charming shared patio deck overlooking the landscaped grounds. These thoughtfully designed studios feature Murphy beds, tile flooring, wall heaters, tankless water heaters, a recently replaced roof, and each includes its own private garage space below. All three units have been upgraded with newer electrical and plumbing systems, modern fixtures, and complete landscaping enhancements, including fencing, gates, concrete work, and an irrigation system. Additional improvements include new garage doors installed in 2014, painted fences and deck in 2016. A shared laundry room with a coin-operated washer and dryer adds an extra income stream. Ideally located within walking distance to Willard Elementary School and just minutes from Cal State Long Beach, Downtown Long Beach, and the beach, this charming historic property offers both lifestyle appeal and strong investment potential. Opportunities like this don’t come around often—don’t miss it!
Location
Long Beach, Los Angeles County, CA 90804
Open on Google Maps ↗Listed by: Amy Wilson · Redfin Corporation
Payment estimate
$8,629
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $119,900 · Loan: $1,079,100
- Principal & Interest
- $6,630
- Property tax (1.25%)
- $1,249
- Homeowners insurance
- $300
- Mortgage insurance
- $450
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $41,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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