822 Pontoon Way
Oxnard, CA, 93035
(No pictures available yet)
$802,000
MLS: 226002801
Beds
4
Baths
3
Sq Ft
1,870
Lot
0.08 ac
Year Built
2000
MLS #
226002801
Days on Market
0
Listed
Jun 17, 2026
Description
This spacious home is located in the desireable gated commmnity of Pacific Breeze, and situated right across from the community park. This turn key 4 bed, 2.5 bath home has been meticulously maintained and updated with vinyl wood flooring throughout, new appliances in kitchen, bright white paint and new shades. Fireplace and built in bookshelves in living room. Laundry conveniently located upstairs along with all bedrooms. HOA is $95/month, which includes gated security and access to the community park. Conveniently located near the Collection at RiverPark, Naval Base and Channel Islands Harbor. Backyard has a new storage shed.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Julia Barnett · Julia Barnett Broker
Payment estimate
$6,103
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $80,200 · Loan: $721,800
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,572
- Property tax (1.25%)
- $835
- Homeowners insurance
- $300
- Mortgage insurance
- $301
- HOA dues
- $95
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $28,070 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oxnard, CA 93035 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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