8243 Spirit Street
Chino, CA, 91708
$578,997
MLS: DW25128989
Beds
3
Baths
2
Sq Ft
1,493
Lot
—
Year Built
2022
MLS #
DW25128989
Days on Market
171
Listed
Jun 27, 2025
Description
Located in the desirable Morning Sun collection by Lennar at The Preserve in Chino, 8243 Spirit Street is a modern condominium built in 2022 that offers the perfect blend of comfort, functionality, and convenience. This beautifully designed three-bedroom, two-bathroom home spans approximately 1,493 square feet and features a spacious open-concept layout that connects the living room, kitchen, and dining area, flowing effortlessly onto a private deck for indoor-outdoor living. Thoughtful features include central heating and air conditioning, a tankless water heater, walk-in closets, a breakfast bar, and a dedicated laundry room. The home also includes an attached two-car garage, paid-off solar panels, an EV charger, and essential appliances like a washer, dryer, and refrigerator, making it both energy-efficient and move-in ready. Nestled in a gated community, residents enjoy access to top-tier amenities such as a clubhouse, pool, spa, fitness center, tennis courts, sport courts, playgrounds, BBQ and picnic areas, meeting rooms, and scenic nature trails, with a monthly HOA. Conveniently located near Cal Aero Preserve Academy (K–8) and Chino Hills High School, and just a short drive to Los Angeles and Orange County, this home offers an ideal lifestyle for modern families.
Location
Chino, San Bernardino County, CA 91708
Open on Google Maps ↗Listed by: Carla Morgner · eXp Realty of Southern Calif
Payment estimate
$4,322
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $57,900 · Loan: $521,097
- Principal & Interest
- $3,202
- Property tax (1.25%)
- $603
- Homeowners insurance
- $300
- Mortgage insurance
- $217
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Chino home with as little as 3.5% down using an FHA loan — roughly $20,265 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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