Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
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8267 San Bernardino

Rancho Cucamonga, CA, 91730

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$1,225,000

MLS: CV25261215

Beds

4

Baths

4

Sq Ft

2,693

Lot

0.17 ac

Year Built

1979

MLS #

CV25261215

Days on Market

56

Listed

Nov 17, 2025

Description

Exceptional investment opportunity! This well-maintained 2-unit residential property offers flexibility for both owner-occupants and investors. Each unit features comfortable living spaces, updated finishes, and its own private entrance. Enjoy strong rental potential, live in one unit while renting the other, or create a multi-generational living setup. Conveniently located near shopping, dining, parks, and major transportation routes. A rare chance to own a versatile property with long-term upside! Discover the perfect blend of comfort and income potential. The property features two spacious units, each offering bright living areas with cathedral ceilings, well-appointed kitchens, and separate utilities. Ideal for rental income, extended family living, or a live-work arrangement. Situated in a desirable neighborhood close to schools and amenities, this property is move-in ready with room to add value. Potential for ADU modifications, buyer to verify conditions and restrictions with the city. Don’t miss this unique opportunity to expand your real estate portfolio!

Location

Rancho Cucamonga, San Bernardino County, CA 91730

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Listed by: Friedhelm Lambertson · YES! MORTGAGE

Payment estimate

$8,809

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $122,500 · Loan: $1,102,500

%
Principal & Interest
$6,774
Property tax (1.25%)
$1,276
Homeowners insurance
$300
Mortgage insurance
$459
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $42,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

See Rancho Cucamonga, CA 91730 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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