831 W Lugonia
Redlands, CA, 92374
$2,450,000
MLS: IG25249115
Beds
4
Baths
3
Sq Ft
2,183
Lot
2.79 ac
Year Built
1979
MLS #
IG25249115
Days on Market
161
Listed
Oct 28, 2025
Description
California Ranch-Style Home in Redlands, CA! Perfect for Entrepreneurs and Business Owners! In a Prime Redlands Land Location. 2.78 Acres! This 3-bed, 2-bath main house + 1-bed, 1-bath ADU offers both a charming and comfortable home and a unique opportunity for business development. Live in the main house and leverage the ADU as a central office for your business on the adjacent 2-acre commercial lot. The main house includes a kitchen, bar, formal dining area, formal living space, family room, and a separate indoor laundry room. The ADU includes a bedroom, a bathroom, a living area, a kitchenette, and a dining area. This property will be sold in conjunction with the adjacent 2-acre lot (MLS# IG25249203). The price includes BOTH parcels.
Location
Redlands, San Bernardino County, CA 92374
Open on Google Maps ↗Listed by: Michelle Hardesty · BHHS PERRIE MUNDY REALTY GROUP
Payment estimate
$17,319
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $245,000 · Loan: $2,205,000
- Principal & Interest
- $13,548
- Property tax (1.25%)
- $2,552
- Homeowners insurance
- $300
- Mortgage insurance
- $919
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Redlands home with as little as 3.5% down using an FHA loan — roughly $85,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Redlands, CA 92374 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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