8348 Fernwood Avenue
California City, CA, 93505
$255,000
MLS: 26000846
Beds
3
Baths
2
Sq Ft
1,577
Lot
0.22 ac
Year Built
2006
MLS #
26000846
Days on Market
31
Listed
Apr 2, 2026
Description
This wonderful home is move in ready with some fresh paint & new laminate flooring throughout! Put this cute 3 bedroom 2 bath single story home that is situated on a large corner lot on your ''to see'' list today! As you approach this well maintained home you'll notice the large side yard with RV gates & the rock landscape in front. Once inside you'll appreciate the open floor plan that features a comfortable dining area & large living room with a sliding glass door that leads to the large side yard with a patio area. The kitchen offers built in stainless appliances plus the stainless refrigerator is included! There are updated cabinets & beautiful Quartz counter tops. In the main bedroom you'll find a walk in closet plus an en-suite that has dual sinks plus a separate tub & stall shower. There are 2 additional bedrooms plus a large hall bathroom. This home also features an interior laundry room with the washer & dryer included. This property is fully fenced & has room for additional vehicles or a large patio or pool. There is plenty of room to make this backyard into whatever you want! This amazing modular home is on a permanent foundation & is open to all financing. All of this & natural gas too!!! Don't wait to see this beauty & to call it home!!!
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Debi Seitz · The Real Estate Place
Payment estimate
$2,018
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $25,500 · Loan: $229,500
- Principal & Interest
- $1,410
- Property tax (1%)
- $213
- Homeowners insurance
- $300
- Mortgage insurance
- $96
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $8,925 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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