8373 Terrace Drive
Morongo Valley, CA, 92256
$399,900
MLS: 26655643PS
Beds
2
Baths
1
Sq Ft
1,092
Lot
5.00 ac
Year Built
1958
MLS #
26655643PS
Days on Market
45
Listed
Feb 24, 2026
Description
Escape to your own private desert sanctuary set on 5 acres of scenic land in Morongo Valley. Perched on a rustic mountainside, this FURNISHED move-in-ready home offers sweeping views, privacy, and endless potential to create your ideal retreat. All just a short drive from Palm Springs and Joshua Tree. Inside, the home features an updated full kitchen with breakfast bar, laundry and new mini-split A/C units. Large windows frame stunning mountain vistas from every room. Outdoors, the property is designed for flexibility and adventure. A new gravel parking pad and RV parking with hookups make it easy to host guests or accommodate desert explorers. The expansive acreage offers a blend of usable flat land and scenic hillside terrain, providing space to build, garden, create trails, or simply enjoy the serenity of wide-open skies and star-filled nights. Whether you're seeking a peaceful full-time residence, weekend getaway, or income-producing short-term rental, this secluded hideaway delivers the perfect balance of comfort, privacy, and natural beauty.
Location
Morongo Valley, San Bernardino County, CA 92256
Open on Google Maps ↗Listed by: Erik Nordin · Bennion Deville Homes
Payment estimate
$3,078
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,990 · Loan: $359,910
- Principal & Interest
- $2,211
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Morongo Valley home with as little as 3.5% down using an FHA loan — roughly $13,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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