840 W 130th Street
Gardena, CA, 90247
$789,000
MLS: SB26072393
Beds
3
Baths
2
Sq Ft
1,221
Lot
0.17 ac
Year Built
1937
MLS #
SB26072393
Days on Market
14
Listed
Apr 3, 2026
Description
Welcome to the best value in Gardena! This beautifully remodeled 3-bed, 2-bath home (1,221 sq ft) sits on a large 7,496 sq ft corner lot and offers modern comfort with long-term value. Featuring central heat & AC, a paid-off solar system, and completed termite fumigation, it’s truly move-in ready. Enjoy an open-concept layout with a bright living room, fireplace, dining area, and a stylish kitchen with new appliances. The home also offers spacious bedrooms, updated bathrooms including a private en-suite, and indoor laundry. Outside, the fully fenced lot with access from three sides provides incredible flexibility—plus potential to add a 1,000 sq ft ADU without sacrificing garage space. A rare turnkey opportunity with endless potential—don’t miss it!
Location
Gardena, Los Angeles County, CA 90247
Open on Google Maps ↗Listed by: Gabriela Bermudez · Las Lomas Realty, Inc.
Payment estimate
$5,781
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $78,900 · Loan: $710,100
- Principal & Interest
- $4,363
- Property tax (1.25%)
- $822
- Homeowners insurance
- $300
- Mortgage insurance
- $296
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Gardena home with as little as 3.5% down using an FHA loan — roughly $27,615 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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