8400 Winlock
Bakersfield, CA, 93312
$459,000
MLS: SR26075612
Beds
4
Baths
3
Sq Ft
2,037
Lot
0.25 ac
Year Built
1995
MLS #
SR26075612
Days on Market
1
Listed
Apr 8, 2026
Description
Well maintained home conveniently located near schools and shopping areas. Features include a refreshing pool perfect for summer, a spacious yard with a balcony, fresh interior paint, and a cozy fireplace. RV Parking is Available.
Location
Bakersfield, Kern County, CA 93312
Open on Google Maps ↗Listed by: Tomas Piedra · Dream Home Realty
Payment estimate
$3,488
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,900 · Loan: $413,100
- Principal & Interest
- $2,538
- Property tax (1.25%)
- $478
- Homeowners insurance
- $300
- Mortgage insurance
- $172
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $16,065 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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