8425 Indio Avenue
Yucca Valley, CA, 92284
$189,000
MLS: JT26027130
Beds
2
Baths
1
Sq Ft
936
Lot
5.00 ac
Year Built
2015
MLS #
JT26027130
Days on Market
22
Listed
Feb 5, 2026
Description
Set on a wide 5-acre parcel in Yucca Valley’s Covington Flats, this 2-bedroom, 1-bath home presents an opportunity for a buyer ready to complete and customize a desert build. The 936-square-foot structure, built in 2015, is not fully completed and will require additional work to finish construction. The existing footprint offers a straightforward layout with an open living area, bedrooms with natural light, and a functional flow that can be shaped to fit a variety of uses. Tile flooring is in place, and the home sits beneath a tiled roof with a covered entry and double carport already constructed. Outside, the expansive acreage provides space for outdoor living, future improvements, or simply enjoying the open desert environment. Covington Flats is known for its quiet setting, wide skies, and proximity to hiking, off-road recreation, and Joshua Tree National Park, while still remaining within reasonable distance to town amenities. This property may be well-suited for a buyer seeking a hands-on project, a custom desert retreat, or a long-term hold with room to add value. Buyer to verify all permits, utilities, and completion requirements.
Location
Yucca Valley, San Bernardino County, CA 92284
Open on Google Maps ↗Listed by: Madelaine LaVoie · Cherie Miller & Associates
Payment estimate
$1,613
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $18,900 · Loan: $170,100
- Principal & Interest
- $1,045
- Property tax (1.25%)
- $197
- Homeowners insurance
- $300
- Mortgage insurance
- $71
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Yucca Valley home with as little as 3.5% down using an FHA loan — roughly $6,615 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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