Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveDuplex

8448 California City

California City, CA, 93505

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$299,990

MLS: SR26037535

Beds

4

Baths

2

Sq Ft

1,680

Lot

0.22 ac

Year Built

1959

MLS #

SR26037535

Days on Market

55

Listed

Feb 19, 2026

Description

Welcome to this unique duplex home in California City, CA featuring two well-maintained units, each with 2 bedrooms and 1 bathroom. Both sides offer comfortable living space with bright interiors, private fenced yard areas, and room for everyday living. Perfect for extended family living together or owning multiple living spaces under one roof. Located conveniently close to local amenities, schools, parks, and easy access to nearby highways, this property combines practicality and versatility in a quiet neighborhood setting.

Location

California City, Kern County, CA 93505

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Listed by: Fredy Vanegas · ENRG Realty, Inc

Payment estimate

$2,321

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $29,999 · Loan: $269,991

%
Principal & Interest
$1,659
Property tax (1%)
$250
Homeowners insurance
$300
Mortgage insurance
$112
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $10,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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Local Market Stats

See California City, CA 93505 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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