8504 Kowa
Bakersfield, CA, 93314
$449,999
MLS: SR26086672
Beds
4
Baths
2
Sq Ft
1,821
Lot
0.14 ac
Year Built
2020
MLS #
SR26086672
Days on Market
0
Listed
Apr 21, 2026
Description
Location, Location, Location! Northwest Bakersfield home just hit the market in the desirable Powder Ridge neighborhood! This well-maintained property features 4 bedrooms, 2 bathrooms, and a popular split-wing floor plan for added privacy. Enjoy tile flooring throughout and an open-concept kitchen that's perfect for family gatherings and entertaining. Conveniently located near schools, shopping, dining, and easy freeway access, this home offers both comfort and convenience. Don't miss this incredible opportunity to own in one of Northwest Bakersfield's sought-after communities. Call your favorite Realtor today to schedule a private showing!
Location
Bakersfield, Kern County, CA 93314
Open on Google Maps ↗Listed by: Roger Magana · Golden Valley Real Estate Group
Payment estimate
$3,426
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,000 · Loan: $404,999
- Principal & Interest
- $2,488
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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