8560 Nipa Avenue
California City, CA, 93505
$257,500
MLS: 25008852
Beds
3
Baths
2
Sq Ft
1,309
Lot
0.22 ac
Year Built
1991
MLS #
25008852
Days on Market
156
Listed
Nov 21, 2025
Description
Home buyer or Investor looking for a great home, this is it! This Home has 3 Bedrooms,2 bathrooms, and Features Interior Two-Tone Paint. The kitchen has cabinets, counter tops, sink and faucet, Carpet and laminate flooring through the house. The Back patio is covered and great for barbeque with friends. Close to all California City has in amenities and schools. NOTE This property is vacant.
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Richard Warren · Rick Warren California Real Estate
Payment estimate
$2,035
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $25,750 · Loan: $231,750
- Principal & Interest
- $1,424
- Property tax (1%)
- $215
- Homeowners insurance
- $300
- Mortgage insurance
- $97
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $9,013 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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