Under ContractSingleFamilyResidence

8596 Laurel

Fontana, CA, 92335

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$395,000

MLS: IV26067552

Beds

1

Baths

1

Sq Ft

942

Lot

0.24 ac

Year Built

1946

MLS #

IV26067552

Days on Market

19

Listed

Mar 29, 2026

Description

Full of personality and brimming with potential, this storybook blue cottage is a rare find in the heart of Fontana's established Laurel Avenue corridor. Set on a generous 10,000 square foot lot, this 942 sq ft home offers the kind of outdoor space that's nearly impossible to find at this price point, with room to expand, entertain, or invest. The covered front porch welcomes you with classic charm, complete with hanging planters and porch swings that give the property undeniable curb appeal. Inside, the bright living room features tile flooring, a cozy brick fireplace, and large windows dressed in flowing curtains that fill the space with natural light. The galley-style kitchen is well-appointed with granite countertops, white cabinetry, a stainless steel French door refrigerator, and a gas range perfect for any home cook. The home is currently configured as one bedroom with a flex room that offers strong potential to serve as a second bedroom, office, or hobby space. The updated bathroom features wood-look flooring, a walk-in shower, and a cabinet vanity. Step outside and the true value of this property reveals itself, with a large brick paver patio, a detached red barn-style storage shed, mature trees, rose bushes, and a fully enclosed yard with ample parking along the long driveway. The property also includes central A/C and plenty of room to explore ADU potential on the expansive lot. Whether you're a first-time buyer, an investor, or simply someone who wants space to breathe, this charming Fontana cottage delivers character, comfort, and opportunity all in one.

Location

Fontana, San Bernardino County, CA 92335

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Listed by: BRYANT RUECKNER · ENCORE REAL ESTATE

Payment estimate

$3,044

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $39,500 · Loan: $355,500

%
Principal & Interest
$2,184
Property tax (1.25%)
$411
Homeowners insurance
$300
Mortgage insurance
$148
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Fontana home with as little as 3.5% down using an FHA loan — roughly $13,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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