860 Greensboro Road
Ventura, CA, 93004
$1,049,000
MLS: V1-35810
Beds
5
Baths
3
Sq Ft
2,094
Lot
0.22 ac
Year Built
1980
MLS #
V1-35810
Days on Market
6
Listed
Apr 15, 2026
Description
Spacious 5-Bedroom Home on a Quiet Cul-de-Sac with a Stunning Pie-Shaped YardThis beautifully maintained 5-bedroom, 3-bath home offers nearly 2,100 square feet of comfortable living and exceptional privacy. With 3 bedrooms and 2 baths upstairs plus 2 bedrooms and 1 bath downstairs, the layout is ideal for multi-generational living, guests, or a flexible work-from-home lifestyle.Step inside to a warm and inviting interior featuring a vaulted living room ceiling, oak details throughout, and a cozy fireplace. The kitchen offers granite countertops, a breakfast bar, and flows easily into the dining room with charming open-beam ceilings. One downstairs bedroom is currently configured as a home office with a built-in desk and cabinetry, while the second downstairs bedroom is a true en-suite with a walk-in shower --perfect for aging in place or private guest quarters. Upstairs, another en-suite bedroom provides comfort and convenience.The expansive pie-shaped backyard is a rare find--beautifully landscaped with mature shade trees, fruit trees, flowering plants, gazebo, and an oversized patio cover that creates a wonderful outdoor living space. Whether you're entertaining or simply unwinding, this yard offers a level of space and privacy that's hard to match.Additional highlights include a 3-car garage, storage shed, washer/dryer hookups in the garage, and a tankless water heater.Clean, well cared-for, and full of character, this home is ready to move right in and enjoy.
Location
Ventura, Ventura County, CA 93004
Open on Google Maps ↗Listed by: Eric Baucom · Coastlands Real Estate Group
Payment estimate
$7,587
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $104,900 · Loan: $944,100
- Principal & Interest
- $5,801
- Property tax (1.25%)
- $1,093
- Homeowners insurance
- $300
- Mortgage insurance
- $393
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $36,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 93004 (Ventura) within ±10% of this home's price and size.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.