861 Santa Barbara
Sugarloaf, CA, 92386
$215,000
MLS: IG26086392
Beds
1
Baths
1
Sq Ft
475
Lot
0.06 ac
Year Built
1957
MLS #
IG26086392
Days on Market
1
Listed
Apr 21, 2026
Description
Tiny house. Tiny price. Big mountain feel. This is currently the lowest priced furnished cabin in Sugarloaf, located just five houses from the National Forest—step outside and you’re minutes from trails and open forest. The current owner has enjoyed this small cabin for the last 20 years… it was the “artist’s getaway” surrounded by peace and quiet and all that a forest environment has to offer. The property includes a flexible storage shed (think workshop, gear room, or bonus space), paved street access, off-street parking, and a classic little wood-burning fireplace. Out back, a spacious east-facing deck catches the morning sun and adds valuable outdoor living space. Great entry-level cabin, weekend escape, or rental opportunity
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: William Young · RE/MAX BIG BEAR
Payment estimate
$1,793
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $21,500 · Loan: $193,500
- Principal & Interest
- $1,189
- Property tax (1.25%)
- $224
- Homeowners insurance
- $300
- Mortgage insurance
- $81
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $7,525 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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