8636 Bay Laurel
Chino, CA, 91708
$699,000
MLS: TR25272174
Beds
4
Baths
4
Sq Ft
2,462
Lot
0.02 ac
Year Built
2019
MLS #
TR25272174
Days on Market
85
Listed
Dec 7, 2025
Description
Welcome to 8636 Bay Laurel St, a beautifully detached home nestled in the highly sought-after Preserve community of Chino. Step inside you would be greeted by an inviting open layout filled with natural light. The spacious living area is an ideal backdrop for both everyday relaxation and stylish entertaining. The modern open-concept kitchen showcases granite countertops, abundant cabinetry, and seamless flow into the dining and living spaces, perfect for meal prep, entertaining or everyday family dining. 4 well-sized bedrooms plus a generous loft, which can be easily converted to the fifth bedroom, an office, home gym, play room or media lounge. The convenient downstairs suite is perfect for multi-generation living or visiting guests. The low- maintenance backyard is a clean, manageable outdoor space for BBQs, small gatherings, or a peaceful morning coffee. This home is close to top-rated schools, shopping, dining, parks and major commuting routes. This is the home that checks all the boxes- modern, spacious, low-maintenance, and situated in a thriving community with good schools. Don't miss the opportunity to make it yours!
Location
Chino, San Bernardino County, CA 91708
Open on Google Maps ↗Listed by: Jinding Chen · Pinnacle Real Estate Group
Payment estimate
$5,156
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,900 · Loan: $629,100
- Principal & Interest
- $3,865
- Property tax (1.25%)
- $728
- Homeowners insurance
- $300
- Mortgage insurance
- $262
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Chino home with as little as 3.5% down using an FHA loan — roughly $24,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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