8642 Toyon Street
Chino, CA, 91708
$1,386,058
MLS: OC26069264
Beds
5
Baths
5
Sq Ft
3,533
Lot
0.13 ac
Year Built
2026
MLS #
OC26069264
Days on Market
13
Listed
Mar 31, 2026
Description
Welcome to this highly upgraded model-quality home offering luxury finishes and a fully completed backyard. Thoughtfully designed with premium upgrades throughout, this residence features an open-concept layout and designer kitchen. The spacious living areas are complemented by upgraded flooring, custom lighting, and refined architectural details that elevate the entire home. The primary suite offers a spa-like experience with enhanced finishes and a well-appointed bathroom. Step outside to a beautifully finished backyard—perfect for entertaining or relaxing—featuring professional landscaping, hardscaping, and plenty of space to enjoy year-round. Unlike new construction, everything is already done—no waiting, no extra costs. This is a rare opportunity to own a model home with all the upgrades already in place.
Location
Chino, San Bernardino County, CA 91708
Open on Google Maps ↗Listed by: Diana Maldonado · Trumark Construction Services Inc
Payment estimate
$9,928
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $138,606 · Loan: $1,247,452
- Principal & Interest
- $7,665
- Property tax (1.25%)
- $1,444
- Homeowners insurance
- $300
- Mortgage insurance
- $520
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Chino home with as little as 3.5% down using an FHA loan — roughly $48,512 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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