8648 Lime Avenue
California City, CA, 93505
$315,000
MLS: 25009141
Beds
3
Baths
2
Sq Ft
1,459
Lot
0.27 ac
Year Built
2007
MLS #
25009141
Days on Market
140
Listed
Dec 6, 2025
Description
Great Home in California City ,3+2 berry well maintained, nice neighborhood, move in ready, 452sf completely finished garage, extra-large back yard, room for all your toys a must see to appreciate. Rent or Buy Owner very motivated
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Eva Cruz · HomeSmart AV
Payment estimate
$2,422
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $31,500 · Loan: $283,500
- Principal & Interest
- $1,742
- Property tax (1%)
- $263
- Homeowners insurance
- $300
- Mortgage insurance
- $118
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $11,025 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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