865 Center Street
El Segundo, CA, 90245
$1,598,000
MLS: SB26127674
Beds
3
Baths
2
Sq Ft
1,172
Lot
0.13 ac
Year Built
1947
MLS #
SB26127674
Days on Market
4
Listed
Jun 12, 2026
Description
For the first time in 30 years, this beautiful home filled with mid-century charm is ready for its next chapter. Located down the street from Center Street Elementary and close to everything that makes El Segundo special, this 3-bedroom, 2-bath home is an entertainer's dream. Inside, coved ceilings welcome you into the living room, adding unique character and architectural charm. Recessed lighting, central air conditioning, a tankless water heater, and two remodeled bathrooms bring modern comfort, while the thoughtful floor plan offers flexibility. The third bedroom has high vaulted ceilings and opens directly to the backyard, with a spacious pool and outdoor dining area for true Southern California living. Whether it's weekend barbecues, summer gatherings, or a quiet evening outdoors, the backyard offers space to enjoy it all. A detached two-car garage offers multiple opportunities, including the potential for an ADU, a bonus room for an office or studio/work space. There is ample parking with a carport and additional spaces in the driveway. Located within the award-winning El Segundo Unified School District and a few blocks to Center Street Elementary, this is the kind of home buyers wait years to find, a property with heart, history, and room for the next family to make it their own.
Location
El Segundo, Los Angeles County, CA 90245
Open on Google Maps ↗Listed by: Bill Ruane · Estate Properties
Payment estimate
$11,673
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $159,800 · Loan: $1,438,200
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $9,109
- Property tax (1.25%)
- $1,665
- Homeowners insurance
- $300
- Mortgage insurance
- $599
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this El Segundo home with as little as 3.5% down using an FHA loan — roughly $55,930 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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