865 S B Street Q1
Oxnard, CA, 93030
$365,000
MLS: V1-35091
Beds
1
Baths
1
Sq Ft
710
Lot
—
Year Built
1992
MLS #
V1-35091
Days on Market
21
Listed
Mar 10, 2026
Description
Welcome to Downtown Oxnard, home to this beautiful 1 bed, 1 bath property built in 1992. This 710-square-foot home is move-in ready with an open floor plan and upgraded features. The kitchen features stainless steel appliances and plenty of space for the chef in the family. The bedroom is spacious and the bath offers a relaxing atmosphere for you to come home to. This home is ideal for anyone looking for an easy move-in and a comfortable place to call their own. Enjoy the convenience of nearby shops, restaurants, and entertainment. Take advantage of this great opportunity and make this move-in ready, 1 bedroom, 1 bath condo yours. With its open floor plan, upgraded features, stainless steel appliances, Pool, and Spa, this home is perfect for anyone looking to enjoy the best of Downtown Oxnard living.
Location
Oxnard, Ventura County, CA 93030
Open on Google Maps ↗Listed by: Melissa Hunter · eXp Realty of California Inc
Payment estimate
$2,835
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $36,500 · Loan: $328,500
- Principal & Interest
- $2,018
- Property tax (1.25%)
- $380
- Homeowners insurance
- $300
- Mortgage insurance
- $137
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $12,775 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Oxnard, CA 93030 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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