865 W 48th Street
San Bernardino, CA, 92407
(No pictures available yet)
$379,000
MLS: IV26098337
Beds
3
Baths
1
Sq Ft
421
Lot
0.22 ac
Year Built
1947
MLS #
IV26098337
Days on Market
1
Listed
May 6, 2026
Description
Cute 3 BR 1 BA single story home w/ detached 2 car garage located in the neighborhood of Arrowhead Farms. This home is on a large lot with many possibilities. Home has been beautifully remodeled & is a perfect blend of modern finishes & endless potential. Upgrades include New Waterproof Laminate Flooring throughout, New recessed lighting, fresh paint inside & out. Kitchen has been renovated w/ contemporary cabinetry, new quarts stone counters, new garbage disposal, new pull out faucet. New custom bathroom w/ bathtub & shower with beautiful mosaic tile walls w/ elegant tile design, new vanity, new toilet & all new plumbing & light fixtures. Laundry located in garage. Perfect FHA home Must See
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: LAUREN PRUNEDA · GOOD LIFE REALTORS INC
Payment estimate
$2,995
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $37,900 · Loan: $341,100
- Principal & Interest
- $2,158
- Property tax (1.25%)
- $395
- Homeowners insurance
- $300
- Mortgage insurance
- $142
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $13,265 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See San Bernardino, CA 92407 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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