86515 Amboy Road
29 Palms, CA, 92277
$219,000
MLS: JT25260930
Beds
1
Baths
1
Sq Ft
528
Lot
5.84 ac
Year Built
1959
MLS #
JT25260930
Days on Market
147
Listed
Nov 25, 2025
Description
Discover this beautifully rebuilt 528 sq ft home, transformed from a recreational cabin into a fully permitted Single Family Residence. The County has signed off on all work, and the Final Permit is in hand, giving you complete confidence in the quality of the renovation. Every inch has been upgraded—brand-new plumbing, wiring, septic system, well, and a durable metal roof. A covered porch extends the living experience even further, offering shade during hot desert days and the potential to expand the home’s footprint in the future. Inside, the home is filled with thoughtful touches, including tinted windows for UV protection, wood slats that soften the west-facing sun, and an accent window in the kitchen. The layout is efficient and modern, with new mini splits, ceiling fans, fresh dual-pane windows, and full Title 24 energy efficiency throughout—even on the roof. The kitchen features a new refrigerator and stove. Laundry hookups are secured outside in a private, locked enclosure. A smaller privacy fence creates a cozy space around the home, while the expansive 5.98-acre lot offers a rare amount of usable land and endless potential. With a new well, upgraded systems, and clean modern finishes, this property is truly move-in ready. Just a short drive to Joshua Tree, Vegas, and other High Desert destinations, this home is perfect for anyone seeking efficiency, comfort, and space.
Location
29 Palms, San Bernardino County, CA 92277
Open on Google Maps ↗Listed by: Stephen Buchanan · 29 Palms Realty
Payment estimate
$1,821
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $21,900 · Loan: $197,100
- Principal & Interest
- $1,211
- Property tax (1.25%)
- $228
- Homeowners insurance
- $300
- Mortgage insurance
- $82
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this 29 Palms home with as little as 3.5% down using an FHA loan — roughly $7,665 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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