866 Congressional Road
Simi Valley, CA, 93065
(No pictures available yet)
$835,000
MLS: V1-36277
Beds
2
Baths
3
Sq Ft
1,539
Lot
0.10 ac
Year Built
1985
MLS #
V1-36277
Days on Market
5
Listed
May 7, 2026
Description
Located in the gated Fairways neighborhood of Wood Ranch, this charming home offers stylish living with beautiful golf course and hillside views, along with a versatile floor plan. Dramatic vaulted ceilings, expansive windows, and mirrored walls create an open and inviting atmosphere throughout the home. The spacious living room features a fireplace, soaring ceilings, and French doors that open to the backyard, creating seamless indoor-outdoor living. The updated kitchen is equipped with granite countertops, custom cabinetry, recessed lighting, stainless steel appliances, and a Wolf gas range. Adjacent dining and living spaces make the home ideal for both everyday living and entertaining. Upstairs, the generous primary suite features wood flooring, arched windows with plantation shutters, a private balcony, and scenic views of the golf course and surrounding hills. A large loft area provides flexible space for a home office, retreat, or additional living area. The backyard offers multiple patio areas, a pergola-covered entertaining space, and a peaceful setting with mature landscaping and hillside views. Additional features include plantation shutters, crown molding, recessed lighting, and an attached 2-car garage. Enjoy the privacy and security of this gated Wood Ranch community while being conveniently close to parks, golf, hiking trails, shopping, dining, and award-winning schools.
Location
Simi Valley, Ventura County, CA 93065
Open on Google Maps ↗Listed by: Joe Virnig · RE/MAX Gold Coast REALTORS
Payment estimate
$6,238
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $83,500 · Loan: $751,500
- Principal & Interest
- $4,755
- Property tax (1.25%)
- $870
- Homeowners insurance
- $300
- Mortgage insurance
- $313
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Simi Valley home with as little as 3.5% down using an FHA loan — roughly $29,225 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Simi Valley, CA 93065 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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