871 Encino Vista Drive
Thousand Oaks, CA, 91362
$1,300,000
MLS: 226001793
Beds
4
Baths
3
Sq Ft
1,994
Lot
0.50 ac
Year Built
1963
MLS #
226001793
Days on Market
0
Listed
Apr 18, 2026
Description
Rarely does an opportunity of this caliber emerge in the prestigious Conejo Oaks tract. For the first time since its construction in 1963, this cherished single-story residence is being offered by its original owner, representing a truly unique find for the discerning buyer. Spanning nearly 2,000 square feet of living space, the home features four bedrooms, two and a half bathrooms, and essential modern comforts including dual-pane windows and central heat and air. The residence is situated on an impressive 21,780-square-foot lot that offers a significant amount of usable space, providing a solid foundation for those looking to establish roots in one of the area's most sought-after neighborhoods.Positioned in a community where classic homes are frequently updated into modern estates, 871 Encino Vista Drive presents incredible potential for the next chapter of its history. The generous lot size creates a variety of possibilities for future improvements, such as the addition of a pool, spa, or even an ADU, depending on your vision. While the property currently features a two-car garage, there is also the potential to explore configurations for RV parking. Whether you choose to enhance the existing 1960s charm or plan for a gradual expansion, this home is looking for its next sixty-plus years of memories. In a tract known for its character and lasting value, an original-owner property with this much upside is a rare gem that will not last.
Location
Thousand Oaks, Ventura County, CA 91362
Open on Google Maps ↗Listed by: Shane Haas · Gratus Homes & Estates
Payment estimate
$9,330
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $130,000 · Loan: $1,170,000
- Principal & Interest
- $7,189
- Property tax (1.25%)
- $1,354
- Homeowners insurance
- $300
- Mortgage insurance
- $488
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Thousand Oaks home with as little as 3.5% down using an FHA loan — roughly $45,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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