872 Via Arroyo
Ventura, CA, 93003
$1,275,000
MLS: V1-32365
Beds
4
Baths
3
Sq Ft
2,260
Lot
0.47 ac
Year Built
1962
MLS #
V1-32365
Days on Market
218
Listed
Sep 16, 2025
Description
Fantastic opportunity! This exceptional 4-bedroom, 3-bathroom split-level home offers 2,500+ sq ft on nearly 0.5 acres in prestigious Ondulando. Entry level features gourmet kitchen with island, open-concept living/dining with peek-a-boo ocean views and upgraded solar system. Ground level includes 2-car garage, oversized bedroom with full bath, wet bar, and direct backyard access with built-in BBQ. Upper level features 3 bedrooms including primary suite with en-suite bath.Premium amenities include solar with battery backup, wood-burning fireplace, and expansive backyard with stunning ocean views from upper property. Optional membership to exclusive Ondulando Club (0.25 miles) with pool, spa, clubhouse, tennis, pickleball, and basketball courts. Move-in ready with modern updates in sought-after Ventura foothills location. Perfect for entertaining, multi-generational living, or investment opportunity.
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Katherine Connelly · Coldwell Banker Realty
Payment estimate
$9,157
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $127,500 · Loan: $1,147,500
- Principal & Interest
- $7,050
- Property tax (1.25%)
- $1,328
- Homeowners insurance
- $300
- Mortgage insurance
- $478
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $44,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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