8812 W Dale Drive
Lancaster, CA, 93536
$599,990
MLS: 26001199
Beds
4
Baths
3
Sq Ft
2,406
Lot
0.17 ac
Year Built
2024
MLS #
26001199
Days on Market
72
Listed
Feb 12, 2026
Description
***LIVE BEAUTIFULLY*** ASSUMABLE 3.5% INTEREST RATE! WEST LANCASTER NEWLY BUILT MODEL-LIKE ENERGY EFFICIENT HOME w/ AN IN-LAW SUITE ALL IN A PRIVATE GATED COMMUNITY! The home offers a desert landscaped front yard and a spacious backyard with room to entertain or customize to your needs. The large family room opens to a gourmet chef's kitchen showcasing vaulted ceilings. Stainless steel appliances include a large apron front sink, hood range, and double oven. The kitchen also features quartz countertops, modern cabinetry, and a large center island, creating both style and functionality for everyday living and entertaining. A private in-law suite with its own separate entrance includes a kitchenette, bedroom, bathroom, and living area, ideal for multi-generational living or guests. The expansive primary suite features tray ceilings and crown molding, while the en-suite bathroom offers a soaking tub, dual vanities, and a massive walk-in closet. Upgraded flooring and recessed lighting are featured throughout the home. This beautiful model-like home, with an in-law suite, is a must see!
Location
Lancaster, Los Angeles County, CA 93536
Open on Google Maps ↗Listed by: Farris Tarazi · Real Brokerage Technologies
Payment estimate
$4,468
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $59,999 · Loan: $539,991
- Principal & Interest
- $3,318
- Property tax (1.25%)
- $625
- Homeowners insurance
- $300
- Mortgage insurance
- $225
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $21,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Lancaster property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Lancaster, CA 93536 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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