8824 Lupine Loop
California City, CA, 93505
$240,000
MLS: CV25264230
Beds
3
Baths
2
Sq Ft
1,248
Lot
0.16 ac
Year Built
1991
MLS #
CV25264230
Days on Market
103
Listed
Nov 20, 2025
Description
3 + 2 home on natural gas. Fireplace in living room. Bonus room with closet. Centrally located. Kitchen has refrigerator, stove, dishwasher and plenty of storage cabinets. Fenced backyard with covered patio. 2 car garage.
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Peggy McAdams · DESERT ROSE REALTY
Payment estimate
$1,917
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $24,000 · Loan: $216,000
- Principal & Interest
- $1,327
- Property tax (1%)
- $200
- Homeowners insurance
- $300
- Mortgage insurance
- $90
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $8,400 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See California City, CA 93505 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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