885 Congressional Road
Simi Valley, CA, 93065
$895,000
MLS: 226001348
Beds
3
Baths
3
Sq Ft
1,853
Lot
0.10 ac
Year Built
1985
MLS #
226001348
Days on Market
16
Listed
Mar 26, 2026
Description
Located in the gated community of The Fairways in Wood Ranch, this beautifully maintained 3-bedroom, 2.5-bath home offers privacy, light-filled living, and thoughtful upgrades throughout. Soaring vaulted ceilings enhance the open feel, while the upgraded kitchen and renovated primary bath add modern comfort and style. Tucked behind its own private gate, the property features a charming courtyard and patio ideal for entertaining or relaxing, with a lush, tree-lined backyard providing exceptional privacy. Just moments from Wood Ranch Golf Club, parks, and trails, this home blends everyday ease with a resort-like setting. A rare find in one of Simi Valley's most sought-after communities.
Location
Simi Valley, Ventura County, CA 93065
Open on Google Maps ↗Listed by: Christina Henteleff · Coldwell Banker Realty
Payment estimate
$6,517
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $89,500 · Loan: $805,500
- Principal & Interest
- $4,949
- Property tax (1.25%)
- $932
- Homeowners insurance
- $300
- Mortgage insurance
- $336
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Simi Valley home with as little as 3.5% down using an FHA loan — roughly $31,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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