89 Rivo Alto Canal
Long Beach, CA, 90803
$2,999,999
MLS: GD26062389
Beds
5
Baths
4
Sq Ft
2,531
Lot
0.06 ac
Year Built
1938
MLS #
GD26062389
Days on Market
1
Listed
Mar 23, 2026
Description
A rare waterfront sanctuary on coveted Naples Island, Villa Rivo Alto is a timeless Tuscan-inspired 5BD/3.5BA, where elegance meets the romance of life on the water. Positioned directly along the island’s tranquil canals, this exceptional home features a private boat dock, inviting effortless days on the water and golden-hour returns by boat. Its prime location allows for leisurely cruising through the canals and bay, with quick and easy access to open water beyond. Designed for refined coastal living, the home captures shimmering waterfront views and offers a seamless indoor-outdoor lifestyle ideal for intimate gatherings and elegant entertaining. With its South facing orientation, Natural light fills nearly every corner of the interior, most notably throughout the living room, kitchen, and multiple bedroom spaces. The attached 3 Car garage offers plenty of storage and parking. Old-World Tuscan character blends beautifully with modern luxury, creating an atmosphere that feels both grand and warmly personal. From morning light dancing across the canal to evenings framed by reflections and sea breezes, Villa Rivo Alto presents a rare opportunity to experience waterfront living at its most romantic—private, prestigious, and unmistakably luxurious. An iconic Naples Island offering that rarely comes available.
Location
Long Beach, Los Angeles County, CA 90803
Open on Google Maps ↗Listed by: Arbi Baghoomian · Americana Real Estate Services
Payment estimate
$21,139
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $300,000 · Loan: $2,699,999
- Principal & Interest
- $16,589
- Property tax (1.25%)
- $3,125
- Homeowners insurance
- $300
- Mortgage insurance
- $1,125
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $105,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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