9037 S Loop
California City, CA, 93505
$242,500
MLS: CV26086743
Beds
3
Baths
2
Sq Ft
1,235
Lot
0.24 ac
Year Built
2004
MLS #
CV26086743
Days on Market
0
Listed
Apr 21, 2026
Description
Welcome to this beautiful 3 bedroom, 2 bathroom home perfect for comfortable family living and entertaining. The entire home boasts new flooring and new paint, giving it a fresh, move in ready feel. The functional layout includes a nice size living room, ideal for relaxation. The kitchen features a convenient layout with a designated dining area. Step outside to enjoy the expansive outdoor space. The property features a large fenced yard, providing privacy and plenty of room for activities, along with the added convenience of an RV gate. Enjoy outdoor dining or simply relax on the covered patio located both in the front and back of the house. Parking is easy with the attached 2 car garage.
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Peggy McAdams · DESERT ROSE REALTY
Payment estimate
$1,934
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $24,250 · Loan: $218,250
- Principal & Interest
- $1,341
- Property tax (1%)
- $202
- Homeowners insurance
- $300
- Mortgage insurance
- $91
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $8,488 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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