906 2nd Street
Bakersfield, CA, 93304
$305,000
MLS: 26642815
Beds
4
Baths
2
Sq Ft
1,388
Lot
0.15 ac
Year Built
1945
MLS #
26642815
Days on Market
68
Listed
Jan 24, 2026
Description
COMING SOON - Available This FebruaryDiscover this charming and updated 4-bedroom cottage-style home located in the heart of Bakersfield.The kitchen offers stainless steel appliances with tile countertops, creating a functional and welcoming space. The fourth bedroom features French doors and works perfectly as a home office, flex space, or guest room. The primary suite is generously sized, offering comfort and privacy.Enjoy spacious front and backyard areas with a detached garage, offering added flexibility and strong potential for an ADU conversion, a desirable feature for growing households, multi-generational living, or investors seeking future income opportunities (buyer to verify). The outdoor space provides room to relax, entertain, or expand. Central AC. A must-see property with versatility and opportunity. More details coming soon!
Location
Bakersfield, Kern County, CA 93304
Open on Google Maps ↗Listed by: Jessica Knott · Keller Williams Beverly Hills
Payment estimate
$2,419
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $30,500 · Loan: $274,500
- Principal & Interest
- $1,687
- Property tax (1.25%)
- $318
- Homeowners insurance
- $300
- Mortgage insurance
- $114
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $10,675 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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