$305,000
Original list price: $315,000
MLS: 26642815
Beds
4
Baths
2
Sq Ft
1,388
Lot
0.15 ac
Year Built
1945
MLS #
26642815
Days on Market
130
Listed
Jan 24, 2026
Description
COMING SOON - Available This FebruaryDiscover this charming and updated 4-bedroom cottage-style home located in the heart of Bakersfield.The kitchen offers stainless steel appliances with tile countertops, creating a functional and welcoming space. The fourth bedroom features French doors and works perfectly as a home office, flex space, or guest room. The primary suite is generously sized, offering comfort and privacy.Enjoy spacious front and backyard areas with a detached garage, offering added flexibility and strong potential for an ADU conversion, a desirable feature for growing households, multi-generational living, or investors seeking future income opportunities (buyer to verify). The outdoor space provides room to relax, entertain, or expand. Central AC. A must-see property with versatility and opportunity. More details coming soon!
Location
Bakersfield, Kern County, CA 93304
Open on Google Maps ↗Listed by: Jessica Knott · Keller Williams Beverly Hills
Payment estimate
$2,471
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $30,500 · Loan: $274,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,739
- Property tax (1.25%)
- $318
- Homeowners insurance
- $300
- Mortgage insurance
- $114
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $10,675 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Bakersfield, CA 93304 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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