(No pictures available yet)
$1,030,000
MLS: WS26089173
Beds
4
Baths
2
Sq Ft
2,095
Lot
0.46 ac
Year Built
1974
MLS #
WS26089173
Days on Market
10
Listed
Apr 24, 2026
Description
This sprawling single-story ranch-style home in Alta Loma is zoned for horses and offers 2,095 square feet of living space, featuring 4 bedrooms and 2 bathrooms. The entryway and living room showcase gleaming wood flooring, while two cozy fireplaces add warmth and charm to both the living and family rooms. The kitchen features beautiful cabinetry, granite countertops, newer fixtures, and a convenient pantry with pull-out shelves. A separate breakfast area and formal dining room—complete with sliding glass doors to a private front patio—provide multiple spaces for dining and entertaining. All four bedrooms are generously sized with laminate floor. The primary suite includes a ¾ bath, dual closets, and sliding glass doors that open to the covered patio. The full secondary bathroom also offers direct outdoor access, ideal for guests or outdoor use. Step outside to enjoy the covered patio, mountain views, mature fruit trees, and grapevines. The expansive lot offers endless possibilities, including space for a pool, sports court, or additional outdoor amenities. A wide side gate provides easy backyard access and potential for RV parking. Located across from Heritage Park, this home also features attractive stone accents, fresh interior paint, and direct access to a bridle trail at the rear of the property—perfect for equestrian enthusiasts
Location
Rancho Cucamonga, San Bernardino County, CA 91737
Open on Google Maps ↗Listed by: GINO MAI · IRN REALTY
Payment estimate
$7,539
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $103,000 · Loan: $927,000
- Principal & Interest
- $5,780
- Property tax (1.25%)
- $1,073
- Homeowners insurance
- $300
- Mortgage insurance
- $386
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 7, 2026
- 30-year fixed
- 6.37%
- 15-year fixed
- 5.72%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $36,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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